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Early Pay

Get Paid Up to Two Days Early With Early Pay!*

East First Bank's Early Pay program allows many customers to receive their eligible direct deposits from employment or government benefits up to two days early.*

If you already have direct deposit established, no extra signup is necessary! Your direct deposit may automatically post early if it is eligible for Early Pay.

If you have not yet set up direct deposit, East First Bank’s direct deposit form helps you take the first step. Once you have completed your direct deposit form, please provide the form to your employer or other income source to set up your direct deposit and take advantage of Early Pay.

"Being retired and on Social Security, it truly is a blessing knowing our deposit is secure and early. You would be amazed what [a] two-day early deposit means for seniors on fixed incomes, and we appreciate it so much."
-East First Bank Customer

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*Early Pay: Requires eligible direct deposit to your East First account. Direct deposits eligible for Early Pay include transactions that East First can reasonably determine as employment compensation or government benefit payments. When a payer, such as an employer, submits payment files to East First before the scheduled payment date, East First may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions, how the transaction is coded, and the timing of submission of payment files to East First from the payer. Timing of available funds may vary between payment periods. East First does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and tax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your East First personal banker or by calling us at 887.EAST FIRST (887.234.4366). Early Pay is not available for East First payroll direct deposits to East First Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Zelle:® Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle®, it could take one to three business days to receive the money once the enrollment is completed. You should not use the Zelle® payment service to send money to recipients you do not know or you do not trust.